Working Paper: Financing Housing for the Poor

The housing finance experience of developed and emerging countries reveal theoretical principles and practical lessons that are useful for governments to consider in crafting their own housing and finance programs for the poor. The full depth and breadth of housing finance for the poor cannot be captured in anyone one document, as it is perhaps the most complex of public policy interventions. However, after reading this note, policymakers should possess a grasp of the key issues which will prepare them to engage with technical experts in the strategic design of housing finance mechanisms that are appropriate for their situation. To that end, this learning note will give policy makers:

  • a basic understanding of the core theoretical principles of affordable housing finance,
  • a typological presentation of the housing finance tools that governments use,
  • general guidance about housing finance program development
  • specific recommendations based on the practical experience of the authors and analysis of specific examples from around the world.

Attachments

The housing finance experience of developed and emerging countries reveal theoretical principles and practical lessons that are useful for governments to consider in crafting their own housing and finance programs for the poor. The full depth and breadth of housing finance for the poor cannot be captured in anyone one document, as it is perhaps the most complex of public policy interventions. However, after reading this note, policymakers should possess a grasp of the key issues which will prepare them to engage with technical experts in the strategic design of housing finance mechanisms that are appropriate for their situation. To that end, this learning note will give policy makers:
  • a basic understanding of the core theoretical principles of affordable housing finance,
  • a typological presentation of the housing finance tools that governments use,
  • general guidance about housing finance program development
  • specific recommendations based on the practical experience of the authors and analysis of specific examples from around the world.

Attachments


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